Strativia

New Web-Based Financial Education for College Students

Credit card companies along with other creditors routinely target college students for their products and services. If a student is not careful, it is possible for them to become loaded with debt before they even graduate. Think this is a remote problem? ... Read >

Web-Based Financial Education for Employees

Companies are increasingly offering some form of workplace financial education as part of their employee benefits program. They recognize the long-term intrinsic value of such a service. Some other key benefits to offering some form of workplace financial... Read >

Everyone Needs to Start Saving Now

Start Saving Now!!! How important is saving money? Saving money is vitally important. In fact, it is one of the single most important steps to achieving most of your financial goals in life and becoming financially free. The sooner you begin to save... Read >

Everything You Need To Know About Identity Theft

Protecting Your Identity Identity theft can be one of the most difficult situations to deal with. Often, the ill effects of becoming a victim can last for years. Some of the common problems victims face are: • Money is fraudulently withdrawn from c... Read >

Everything You Need To Know About Banking

Most of us know what a bank is. We know that in order to better manage our financial life; we should have both a checking and savings account at a minimum. We also know their services are similar across the board for most banks. Some of these services ... Read >

Workplace Personal Financial Education Works

With nearly 75% of all employees living paycheck-to-paycheck, personal finance issues can adversely affect the work performance. To combat this growing trend, employers are increasingly offering workplace personal financial education for their employees ... Read >

Branded Workplace Financial Education Web Portals for Companies

Organizations are increasingly offering some form of workplace financial education as part of their employee benefits program. They recognize the long-term intrinsic value of such a service. Other benefits to offering some form of workplace financial ed... Read >

Branded Financial Education Web Portals for Colleges

Credit card companies along with other creditors routinely target college students for their products and services. If a student is not careful, it is possible for them to become loaded with debt before they even graduate. Think this is a remote problem... Read >

8 Personal Banking Don'ts

Presumably the object of having a bank account is to save you money, or at least to help you more easily and properly manage it. But there are also several ways in which your use (or misuse, as the case may be) of your personal banking account could lose ... Read >

Establishing A Budget Is The Right Thing To Do

What Is A Budget Simply put, a budget is a spending plan. It details how much you earn, how much you spend, and how much is left over. If you have any money left over, then you have a budget surplus. If you don't, you have a budget deficit. If you happen ... Read >

Where is Your Money Going?

Everyday we are bombarded with dazzling images of luxury items we simply "can't do without" and offers we simply can't refuse. All it takes is succumbing to one of these to wipe out an entire windfall. We've been programmed by our culture to seek out inst... Read >

Six Ways to Find the Right Credit Card for You

No matter where you go and what you do, you will need a means to pay for it. More often than not, you will be using some form of credit card. Credit cards are accepted by almost every vendor across the world. Each has different rates, requirements, rest... Read >

Ways to Get Your Finances Under Control

Establish a budget: There's no better way to manage your finances than by being keenly aware of the interplay between your net income (how much you take home after taxes) and your total expenses (including fixed expenses like bills and variable expenses l... Read >

CREATING A HOUSEHOLD BUDGET

One of the most frequently asked questions about money management is how to develop a household budget that works. Far too often, people wait until they are in financial trouble before they start thinking about budgeting. Either they get laid off or they ... Read >